In addition to obtaining flood insurance, there are many things you can do to minimize losses in your home and ensure the safety of your family.
Safeguard your possessions
Create a personal flood file containing information on all your possessions and keep it in a secure location, such as a safe deposit box or water proof container. The file should contain copies of the following documents:
- Insurance policies with agent’s contact information.
- For insurance purposes, be sure to keep a written and visual (video or photo) record of all major household items and valuables. Create files that include serial numbers and store receipts for major appliances and electronics. Obtain appraisals on jewelry and artwork.
- Critical documents such as finance records.
Prepare your home
- Ensure your sump pump works; install a battery operated backup. Install a water alarm to alert you when water is accumulating in the basement.
- Clear debris from gutters and downspouts.
- Anchor fuel tanks.
- Raise the electrical components such as switches, sockets, circuit breakers, and wiring, to at least 12 inches above the home’s projected flood elevation. This also includes the furnace, water heater, washer & dryer.
Develop a family emergency plan
- Create a safety kit with drinking water, canned food, first aid, blankets, a radio, and a flashlight.
- Post emergency telephone numbers by the phone and teach children how to access 911.
- Plan and practice a flood evacuation route with your family.
- Ask an out of state relative or friend to be your emergency family contact.
- Implement a plan to protect pets.