To receive resident rates, you must reside within the corporate boundaries of the City of Elgin, which means you pay taxes to the City of Elgin. Those who have an Elgin address but are outside of the city limits pay taxes to Elgin Township. Two determining factors of residency are: 1. Do you pay a city water bill? If yes, you live in the City of Elgin and are considered a resident. 2. Do you have a fire lane number in your address? If yes, you live in Elgin Township, and are considered a non-resident. Owning a business, or rental property, in which you do not reside, does not qualify for resident rates.